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Business Insurance Solutions
We work with our clients to identify the exposures their organizations have and discuss which insurance coverages will work best to protect their organization from suffering a financial hardship. Lines of business insurance and types of service we offer:
- General liability
- Business property
- Workers’ compensation
- Directors & officers
- Professional liability
- Employment practices
- Business auto
- Commercial umbrella
- Bonds
- Other miscellaneous coverages
Are you paying higher insurance costs than you should?
We find that many organizations pay more than necessary. For instance:
- Often when claims are closed they are paid at a higher limit than what the state mandates.
- If a claim is still open at renewal time, you are rated on the amount that is reserved.
- Premiums can be reduced by 20-30 percent if the reserve reductions are properly confirmed, documented and reported.
How can Associated Financial Group help lower the costs for your insurance program?
- We conduct audits that review all open and closed claims dating back to five years.
- We help recover previously overpaid premiums and reduce your future experience modification (and thus future insurance premiums).
- We can evaluate alternative funding options.
- We review your insurance program with our extensive list of insurance carriers.
- We assess the level of risk that each of your different exposures have and the appropriate amount of coverage for those exposures.
- We understand and communicate your past claims, current programs and future expectations and goals with the different insurance companies we work with.
We will provide you with a commercial insurance program that provides outstanding protection for your business property and your business liability. Call any of your team members today to find out more reasons why you should choose Associated Financial Group. Call 800.258.3190 or send an e-mail to info@associatedfinancialgroup.com, and one of our representatives will contact you.
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